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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 949-632-3819.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Buy LOW and Sell High!
We didn't think it could be done but Joe did it!Our goal was to take advantage of the current market conditions.....
Mike & Christene, Laguna Niguel
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three mortgages at one time. Download TripleCalc now. It's
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About the Aliso Viejo, California Area Request my Free Laguna Niguel, Aliso Viejo and Mission Viejo Relocation Package. It's packed full of useful and important information about the Laguna Niguel, Aliso Viejo and Mission Viejo, California area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... It's my job to know EVERYTHING about Laguna Niguel, Aliso Viejo and Mission Viejo! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What U.S. state is home to the world's richest woman?
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| A |
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas. |
 See More Real Estate Trivia > |
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Joe Dueñas
First Team Real Estate
24050 Aliso Creek Road #100
Laguna Niguel, CA 92677
949-632-3819
Fax: 866-828-9610
joe@joeduenas.com
Having been invovled in over 2000 home sales I have been blessed to come across many different scenarios and situations to make sure your needs are met!
"Specializing in Today's Market!"    
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