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What is a Short Sale?
I had so many questions and thankfully Joe was there!I was in trouble with my mortgage....
Sincerely, Theresa Aliso Viejo
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what clients have written in about their experience with me...
Buy LOW and Sell High!
We didn't think it could be done but Joe did it!Our goal was to take advantage of the current market conditions.....
Mike & Christene, Laguna Niguel
Excellent representation!
In today's market we where looking for an associate that would meet are specific needs. Our finacial situation had turned....
Carl & Marcia B, Laguna Niguel
Thanks a Million!
We originally where searching the web to see some potential homes we where interested in moving too...
Taka & Yoshie, Laguna Hills
What is a Short Sale?
I had so many questions and thankfully Joe was there!I was in trouble with my mortgage....
Sincerely, Theresa Aliso Viejo
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?
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| A |
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods. |
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Joe Dueñas
First Team Real Estate
24050 Aliso Creek Road #100
Laguna Niguel, CA 92677
949-632-3819
Fax: 866-828-9610
joe@joeduenas.com
Having been invovled in over 2000 home sales I have been blessed to come across many different scenarios and situations to make sure your needs are met!
"Specializing in Today's Market!"    
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